/* 知了保 · 草图 v12（参考附图布局 · Slogan 最显眼 · 未上线）
   相对 v11：白顶栏+顶栏搜索；深蓝 Hero 居中放大「知道保险，明了保险。」；分类 Tab 紧贴 Hero 下；
   保留：VI(#0B3D5C/#2F6F8F/#C4A35A)、LOGO、精选 3×2、专栏／作家、薄价值条
   顶栏五栏：首页／保险知识／产品评测／案例分享／关于我们；激活深蓝字+橙下划线
   分类 Tab 仅文章筛选，与顶栏分离；不引入：周报订阅、假 400、假专家墙 */
:root {
  --navy: #0B3D5C;
  --navy-deep: #062436;
  --navy-mid: #0A334C;
  --teal: #2F6F8F;
  --teal-soft: #4A8BA8;
  --gold: #C4A35A;
  --gold-soft: #E8D5A3;
  --gold-deep: #A8883E;
  --nav-orange: #F07A1A; /* 顶栏激活下划线（附图）；VI 蓝金不变 */
  --ink: #1A2B36;
  --ink-soft: #2C3E4A;
  --muted: #5A6F7C;
  --muted-2: #7A8F9C;
  --line: #D5DEE5;
  --line-soft: #E8EEF2;
  --paper: #F4F7FA;
  --paper-2: #EEF2F6;
  --white: #FFFFFF;
  --shadow-xs: 0 1px 2px rgba(11, 61, 92, 0.04);
  --shadow: 0 4px 16px rgba(11, 61, 92, 0.06), 0 1px 2px rgba(11, 61, 92, 0.04);
  --shadow-md: 0 10px 28px rgba(11, 61, 92, 0.09), 0 2px 6px rgba(11, 61, 92, 0.04);
  --shadow-hover: 0 16px 36px rgba(11, 61, 92, 0.12), 0 4px 10px rgba(11, 61, 92, 0.05);
  --radius: 14px;
  --radius-sm: 10px;
  --radius-xs: 8px;
  --max: 1120px;
  --font: "PingFang SC", "Noto Sans SC", "Microsoft YaHei", system-ui, -apple-system, sans-serif;
  --section-pad: 56px;
  --ease: cubic-bezier(0.22, 0.61, 0.36, 1);
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  color: var(--ink);
  background: var(--paper);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  font-size: 15px;
  overflow-x: hidden;
}
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
.wrap {
  width: min(var(--max), calc(100% - 48px));
  margin-inline: auto;
}
.visually-hidden {
  position: absolute;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0,0,0,0);
  white-space: nowrap; border: 0;
}

/* Draft bar */
.draft-bar {
  position: sticky;
  top: 0;
  z-index: 70;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 9px 20px;
  background: linear-gradient(90deg, #C4A35A, #E8D5A3);
  color: #3A2E12;
  font-size: 13px;
  font-weight: 600;
}
.draft-bar-main {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 10px 16px;
}
.draft-note {
  font-weight: 500;
  opacity: 0.95;
  padding: 2px 10px;
  border-radius: 999px;
  background: rgba(255,255,255,0.35);
  border: 1px solid rgba(58,46,18,0.12);
}
.draft-bar-links { display: flex; gap: 8px; flex-shrink: 0; flex-wrap: wrap; }
.draft-bar a {
  padding: 4px 12px;
  border-radius: 999px;
  background: rgba(255,255,255,0.55);
  border: 1px solid rgba(58,46,18,0.15);
  font-weight: 600;
}
.draft-bar a:hover { background: #fff; }

/* Header — light bar like reference: Logo + nav + small search */
.site-header {
  background: #fff;
  color: var(--ink);
  border-bottom: 1px solid var(--line-soft);
  position: sticky;
  top: 38px;
  z-index: 50;
  box-shadow: 0 1px 0 rgba(11, 61, 92, 0.04);
}
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  min-height: 68px;
  padding: 8px 0;
  position: relative;
}
.brand {
  display: inline-flex;
  align-items: center;
  z-index: 2;
  padding: 6px 10px;
  border-radius: 10px;
  background: #fff;
  box-shadow: 0 1px 0 rgba(11, 61, 92, 0.06);
  border: 1px solid var(--line-soft);
}
.brand-logo {
  /* Same asset as footer: assets/brand/logo-horizontal.png */
  height: 40px;
  width: auto;
  max-width: min(220px, 52vw);
  display: block;
}
.nav-panel {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-left: auto;
  flex: 1;
  justify-content: flex-end;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 2px;
  list-style: none;
  margin: 0;
  padding: 0;
  font-size: 14px;
  color: var(--ink-soft);
}
.nav-links > li > a {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  position: relative;
  padding: 10px 14px 14px;
  border-radius: 0;
  transition: color 0.18s var(--ease);
  background: transparent;
  border: none;
  color: var(--muted);
  font: inherit;
  cursor: pointer;
  white-space: nowrap;
}
.nav-links > li > a:hover {
  color: var(--navy);
  background: transparent;
}
.nav-links > li > a.is-active {
  color: var(--navy);
  font-weight: 700;
  background: transparent;
  box-shadow: none;
}
.nav-links > li > a.is-active::after {
  content: "";
  position: absolute;
  left: 14px;
  right: 14px;
  bottom: 4px;
  height: 3px;
  background: var(--nav-orange);
  border-radius: 2px;
}
.nav-caret {
  display: inline-block;
  width: 0; height: 0;
  border-left: 4px solid transparent;
  border-right: 4px solid transparent;
  border-top: 5px solid currentColor;
  opacity: 0.75;
  margin-top: 1px;
}
.nav-dropdown { position: relative; }
.nav-drop-menu {
  display: none;
  position: absolute;
  top: calc(100% + 8px);
  left: 0;
  min-width: 156px;
  margin: 0;
  padding: 8px;
  list-style: none;
  background: #fff;
  color: var(--ink);
  border-radius: var(--radius-sm);
  box-shadow: var(--shadow-md);
  border: 1px solid var(--line-soft);
  z-index: 40;
}
.nav-dropdown.is-open .nav-drop-menu,
.nav-dropdown:hover .nav-drop-menu { display: block; }
.nav-drop-menu a {
  display: block;
  padding: 9px 12px;
  border-radius: 7px;
  font-size: 13px;
  transition: background 0.15s, color 0.15s;
}
.nav-drop-menu a:hover { background: var(--paper); color: var(--navy); }
.nav-toggle { display: none; }
.nav-burger {
  display: none;
  width: 40px; height: 40px;
  align-items: center;
  justify-content: center;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  border-radius: 8px;
  background: var(--paper);
}
.nav-burger span {
  display: block;
  width: 18px; height: 2px;
  background: var(--navy);
  border-radius: 1px;
}

/* Header pill search */
.header-search {
  display: flex;
  align-items: center;
  margin: 0;
  flex-shrink: 0;
}
.header-search-input {
  width: 188px;
  height: 36px;
  padding: 0 14px;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: var(--paper);
  color: var(--ink);
  font: inherit;
  font-size: 13px;
  outline: none;
  transition: border-color 0.18s, box-shadow 0.18s, background 0.18s;
}
.header-search-input::placeholder { color: var(--muted-2); }
.header-search-input:focus {
  border-color: var(--teal);
  background: #fff;
  box-shadow: 0 0 0 3px rgba(47, 111, 143, 0.12);
}

/* Hero — deep navy, centered, Slogan dominates */
.hero {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(ellipse 70% 55% at 50% 0%, rgba(47,111,143,0.35), transparent 58%),
    radial-gradient(ellipse 50% 40% at 92% 70%, rgba(196,163,90,0.12), transparent 55%),
    linear-gradient(180deg, #062436 0%, #0B3D5C 55%, #0A334C 100%);
  color: #fff;
  padding: 72px 0 78px;
  text-align: center;
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(180deg, transparent 65%, rgba(4,30,44,0.28) 100%);
  pointer-events: none;
}
.hero::after {
  content: "";
  position: absolute;
  left: 50%;
  top: 42%;
  width: 640px;
  height: 640px;
  transform: translate(-50%, -50%);
  border-radius: 50%;
  background: radial-gradient(circle, rgba(196,163,90,0.07) 0%, transparent 68%);
  pointer-events: none;
}
.hero-inner {
  position: relative;
  z-index: 1;
  max-width: 820px;
  margin-inline: auto;
  display: flex;
  flex-direction: column;
  align-items: center;
}
.hero-kicker {
  margin: 0 0 18px;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: 13px;
  letter-spacing: 0.18em;
  color: var(--gold-soft);
  font-weight: 600;
}
.hero-kicker::before,
.hero-kicker::after {
  content: "";
  width: 22px;
  height: 1.5px;
  background: var(--gold);
  border-radius: 1px;
  opacity: 0.85;
}
.hero h1 {
  margin: 0 0 18px;
  font-size: clamp(36px, 6.2vw, 56px);
  line-height: 1.18;
  font-weight: 800;
  letter-spacing: 0.04em;
  text-shadow: 0 2px 18px rgba(0,0,0,0.18);
  max-width: 14em;
}
.hero-sub {
  margin: 0 0 32px;
  font-size: clamp(15px, 1.6vw, 17px);
  line-height: 1.75;
  color: rgba(255,255,255,0.82);
  max-width: 36em;
  font-weight: 400;
}
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  padding: 10px 18px;
  border-radius: var(--radius-xs);
  font-weight: 600;
  font-size: 14px;
  border: 1px solid transparent;
  cursor: pointer;
}
.btn-primary {
  background: var(--gold);
  color: #2A210E;
}
.btn-primary:hover { filter: brightness(1.05); }

/* Hero search — large centered product bar */
.hero-search {
  display: flex;
  align-items: stretch;
  gap: 0;
  width: min(640px, 100%);
  margin-top: 4px;
  background: #fff;
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 12px 36px rgba(0,0,0,0.18), 0 2px 6px rgba(0,0,0,0.08);
}
.hero-search:focus-within {
  box-shadow: 0 12px 36px rgba(0,0,0,0.2), 0 0 0 3px rgba(196,163,90,0.35);
}
.hero-search-input {
  flex: 1;
  min-width: 0;
  border: none;
  padding: 16px 20px;
  font: inherit;
  font-size: 16px;
  color: var(--ink);
  background: transparent;
  outline: none;
}
.hero-search-input::placeholder { color: #8A9AA5; }
.hero-search-btn {
  flex-shrink: 0;
  border: none;
  padding: 0 28px;
  font: inherit;
  font-size: 16px;
  font-weight: 700;
  cursor: pointer;
  background: var(--gold);
  color: #2A210E;
  transition: filter 0.15s;
}
.hero-search-btn:hover { filter: brightness(1.06); }

/* Category tabs — right under Hero */
.tabs-strip {
  background: #fff;
  border-bottom: 1px solid var(--line-soft);
  padding: 18px 0 4px;
  position: relative;
  z-index: 2;
  box-shadow: 0 8px 20px rgba(11, 61, 92, 0.04);
}
.tabs-strip .category-tabs {
  margin: 0;
  justify-content: center;
  flex-wrap: wrap;
  gap: 10px;
  padding-bottom: 14px;
}

/* Shared section head */
.section-head {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 20px;
  margin-bottom: 24px;
  padding-bottom: 16px;
  border-bottom: 1px solid var(--line-soft);
}
.section-head-text { min-width: 0; }
.section-head h2 {
  margin: 0 0 8px;
  font-size: 24px;
  color: var(--navy);
  letter-spacing: 0.01em;
  font-weight: 700;
  position: relative;
  display: inline-block;
  padding-left: 14px;
}
.section-head h2::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.28em;
  bottom: 0.28em;
  width: 3px;
  border-radius: 2px;
  background: linear-gradient(180deg, var(--gold), var(--gold-deep));
}
.section-desc {
  margin: 0;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.6;
  max-width: 42em;
}
.section-count {
  flex-shrink: 0;
  font-size: 12px;
  color: var(--teal);
  font-weight: 600;
  letter-spacing: 0.02em;
  padding: 5px 12px;
  border-radius: 999px;
  background: rgba(47,111,143,0.07);
  border: 1px solid rgba(47,111,143,0.14);
}

/* News / articles */
.news {
  padding: var(--section-pad) 0 60px;
  background: var(--paper);
}

/* Category tabs */
.category-tabs {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 22px;
}
.category-tab {
  appearance: none;
  border: 1px solid var(--line);
  background: var(--white);
  color: var(--muted);
  font: inherit;
  font-size: 13px;
  font-weight: 600;
  padding: 8px 16px;
  border-radius: 999px;
  cursor: pointer;
  transition: background 0.18s var(--ease), color 0.18s, border-color 0.18s, box-shadow 0.18s;
  box-shadow: var(--shadow-xs);
}
.category-tab:hover {
  border-color: rgba(47,111,143,0.45);
  color: var(--navy);
  background: #fff;
}
.category-tab.is-active {
  background: var(--navy);
  border-color: var(--navy);
  color: #fff;
  box-shadow: 0 4px 12px rgba(11,61,92,0.22);
}

/* Search leftovers (unused in hero-only layout) */
.news-search { margin-bottom: 22px; }
.news-search-input {
  width: 100%;
  max-width: 420px;
  padding: 11px 14px;
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  background: var(--white);
  font: inherit;
  font-size: 14px;
  color: var(--ink);
  outline: none;
}
.news-search-input::placeholder { color: #8A9AA5; }
.news-search-input:focus {
  border-color: var(--teal);
  box-shadow: 0 0 0 3px rgba(47,111,143,0.15);
}

/* Article cards */
.articles-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
  list-style: none;
  margin: 0;
  padding: 0;
  align-items: stretch;
}
.article-card {
  display: flex;
  flex-direction: column;
  height: 100%;
  background: var(--white);
  border: 1px solid var(--line-soft);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
  transition: transform 0.22s var(--ease), box-shadow 0.22s var(--ease), border-color 0.22s;
  color: inherit;
  min-width: 0;
}
.article-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-hover);
  border-color: rgba(47,111,143,0.22);
}
.article-cover {
  flex: 0 0 auto;
  aspect-ratio: 16 / 10;
  width: 100%;
  background: linear-gradient(135deg, #0B3D5C, #2F6F8F);
  overflow: hidden;
  position: relative;
}
.article-cover::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, transparent 55%, rgba(6,36,54,0.18) 100%);
  pointer-events: none;
  opacity: 0;
  transition: opacity 0.22s;
}
.article-card:hover .article-cover::after { opacity: 1; }
.article-cover img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: transform 0.35s var(--ease);
}
.article-card:hover .article-cover img { transform: scale(1.03); }
.article-body {
  display: flex;
  flex-direction: column;
  gap: 9px;
  padding: 18px 18px 16px;
  flex: 1 1 auto;
  min-height: 0;
}
.article-meta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
  font-size: 12px;
  min-height: 20px;
}
.article-tag {
  color: var(--teal);
  font-weight: 700;
  letter-spacing: 0.02em;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
  max-width: 62%;
  padding: 2px 8px;
  border-radius: 4px;
  background: rgba(47,111,143,0.08);
}
.article-meta time {
  color: var(--muted-2);
  flex-shrink: 0;
  font-variant-numeric: tabular-nums;
}
.article-title,
.article-body h3 {
  margin: 0;
  font-size: 16px;
  line-height: 1.45;
  color: var(--navy);
  font-weight: 700;
  height: calc(1.45em * 2);
  display: -webkit-box;
  -webkit-line-clamp: 2;
  -webkit-box-orient: vertical;
  overflow: hidden;
  word-break: break-word;
}
.article-excerpt {
  margin: 0;
  font-size: 13px;
  line-height: 1.6;
  color: var(--muted);
  height: calc(1.6em * 2);
  display: -webkit-box;
  -webkit-line-clamp: 2;
  -webkit-box-orient: vertical;
  overflow: hidden;
  flex: 0 0 auto;
  word-break: break-word;
}
.article-foot {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 8px;
  margin-top: auto;
  padding-top: 12px;
  border-top: 1px solid var(--line-soft);
  font-size: 12px;
  color: var(--muted-2);
  min-height: 30px;
}
.article-more {
  color: var(--navy);
  font-weight: 650;
  letter-spacing: 0.01em;
}
.article-card:hover .article-more { color: var(--teal); }
.articles-empty {
  grid-column: 1 / -1;
  text-align: center;
  padding: 52px 20px;
  background: var(--white);
  border: 1px dashed var(--line);
  border-radius: var(--radius);
  color: var(--muted);
}
.articles-empty h3 {
  margin: 0 0 8px;
  color: var(--navy);
  font-size: 16px;
}
.grid-cap-note {
  margin: 16px 0 0;
  font-size: 12px;
  color: var(--muted-2);
  text-align: center;
}
.grid-cap-note[hidden] { display: none !important; }

/* Columns · 专栏 — editorial magazine */
.columns {
  padding: 52px 0 60px;
  background: var(--white);
  border-top: 1px solid var(--line-soft);
}
.columns .section-head { border-bottom-color: var(--line-soft); }
.columns-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
  list-style: none;
  margin: 0;
  padding: 0;
}
.column-card {
  display: flex;
  flex-direction: column;
  height: 100%;
  background: var(--white);
  border: 1px solid var(--line-soft);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
  transition: transform 0.22s var(--ease), box-shadow 0.22s var(--ease), border-color 0.22s;
  color: inherit;
  min-width: 0;
}
.column-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
  border-color: rgba(47,111,143,0.2);
}
.column-panel {
  flex: 0 0 auto;
  aspect-ratio: 16 / 9;
  display: flex;
  align-items: flex-end;
  padding: 16px 18px;
  color: #fff;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  position: relative;
  background: linear-gradient(145deg, #062436 0%, #0B3D5C 48%, #2F6F8F 100%);
}
.column-panel::after {
  content: "";
  position: absolute;
  left: 0; right: 0; bottom: 0;
  height: 48%;
  background: linear-gradient(180deg, transparent, rgba(4,30,44,0.45));
  pointer-events: none;
}
.column-panel > * { position: relative; z-index: 1; }
.column-panel.tone-a { background: linear-gradient(145deg, #062436, #0B3D5C 50%, #2F6F8F); }
.column-panel.tone-b { background: linear-gradient(145deg, #041E2C, #0A334C 45%, #3A7A96); }
.column-panel.tone-c {
  background:
    linear-gradient(160deg, rgba(196,163,90,0.22), transparent 55%),
    linear-gradient(145deg, #062436 0%, #0B3D5C 55%, #1F5A75 100%);
}
.column-panel.tone-d { background: linear-gradient(145deg, #031824, #062436 40%, #2F6F8F); }
.column-body {
  display: flex;
  flex-direction: column;
  gap: 8px;
  padding: 18px 18px 20px;
  flex: 1 1 auto;
  background: linear-gradient(180deg, #fff 0%, #FAFCFD 100%);
}
.column-body h3 {
  margin: 0;
  font-size: 16px;
  color: var(--navy);
  font-weight: 700;
  line-height: 1.4;
  letter-spacing: 0.01em;
}
.column-body p {
  margin: 0;
  font-size: 13px;
  color: var(--muted);
  line-height: 1.6;
  flex: 1 1 auto;
}
.column-meta {
  margin-top: 6px;
  padding-top: 10px;
  border-top: 1px solid var(--line-soft);
  font-size: 12px;
  color: var(--teal);
  font-weight: 600;
  letter-spacing: 0.02em;
}

/* Authors · 作家 — credible, not toy */
.authors {
  padding: 52px 0 56px;
  background: var(--paper);
  border-top: 1px solid var(--line-soft);
}
.authors-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
  list-style: none;
  margin: 0;
  padding: 0;
}
.author-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 8px;
  padding: 28px 18px 24px;
  background: var(--white);
  border: 1px solid var(--line-soft);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  min-width: 0;
  transition: transform 0.2s var(--ease), box-shadow 0.2s var(--ease), border-color 0.2s;
}
.author-card:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
  border-color: rgba(47,111,143,0.18);
}
.author-avatar {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  font-size: 20px;
  font-weight: 700;
  color: #fff;
  letter-spacing: 0.02em;
  background: linear-gradient(155deg, #0B3D5C 0%, #2F6F8F 100%);
  border: 2px solid rgba(255,255,255,0.9);
  box-shadow:
    0 0 0 1px rgba(196,163,90,0.45),
    0 6px 16px rgba(11,61,92,0.14);
  margin-bottom: 6px;
}
.author-avatar.tone-b { background: linear-gradient(155deg, #0A334C, #3A7A96); }
.author-avatar.tone-c { background: linear-gradient(155deg, #0B3D5C 20%, #8A7540 120%); }
.author-avatar.tone-d { background: linear-gradient(155deg, #062436, #2F6F8F); }
.author-card h3 {
  margin: 0;
  font-size: 15px;
  color: var(--navy);
  font-weight: 700;
  letter-spacing: 0.01em;
}
.author-role {
  margin: 0;
  font-size: 12.5px;
  color: var(--muted);
  line-height: 1.5;
  max-width: 16em;
}
.author-hint {
  margin: 6px 0 0;
  font-size: 11px;
  color: var(--muted-2);
  font-weight: 600;
  letter-spacing: 0.04em;
  padding: 3px 10px;
  border-radius: 999px;
  background: var(--paper-2);
  border: 1px solid var(--line-soft);
}

/* Values · 我们的价值 */
.values {
  padding: 44px 0 52px;
  background: var(--white);
  border-top: 1px solid var(--line-soft);
}
.values-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
  list-style: none;
  margin: 0;
  padding: 0;
}
.value-card {
  padding: 22px 18px 20px;
  background: var(--paper);
  border: 1px solid var(--line-soft);
  border-radius: var(--radius-sm);
  min-width: 0;
  transition: border-color 0.18s, box-shadow 0.18s;
}
.value-card:hover {
  border-color: rgba(196,163,90,0.35);
  box-shadow: var(--shadow-xs);
  background: #fff;
}
.value-card h3 {
  margin: 0 0 8px;
  font-size: 15px;
  color: var(--navy);
  font-weight: 700;
}
.value-card p {
  margin: 0;
  font-size: 13px;
  color: var(--muted);
  line-height: 1.6;
}
.value-mark {
  display: block;
  width: 28px;
  height: 3px;
  border-radius: 2px;
  background: linear-gradient(90deg, var(--gold), var(--gold-soft));
  margin-bottom: 14px;
}

/* Contact */
.contact {
  padding: 48px 0 56px;
  background: var(--paper);
  border-top: 1px solid var(--line-soft);
}
.contact-row {
  display: grid;
  grid-template-columns: 1.15fr 1fr;
  gap: 36px;
  align-items: start;
}
.contact h2 {
  margin: 0 0 10px;
  font-size: 22px;
  color: var(--navy);
  font-weight: 700;
  padding-left: 14px;
  position: relative;
}
.contact h2::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.28em;
  bottom: 0.28em;
  width: 3px;
  border-radius: 2px;
  background: linear-gradient(180deg, var(--gold), var(--gold-deep));
}
.contact p { margin: 0; color: var(--muted); font-size: 14px; line-height: 1.7; }
.contact-list {
  list-style: none;
  margin: 0 0 14px;
  padding: 0;
  display: grid;
  gap: 10px;
}
.contact-list li {
  display: flex;
  gap: 14px;
  align-items: center;
  padding: 14px 16px;
  border: 1px solid var(--line-soft);
  border-radius: var(--radius-sm);
  background: var(--white);
  font-size: 14px;
  box-shadow: var(--shadow-xs);
}
.contact-list strong {
  min-width: 3em;
  color: var(--navy);
  font-weight: 700;
}
.contact-note {
  margin: 0 !important;
  font-size: 12px !important;
  color: var(--muted-2) !important;
  line-height: 1.65 !important;
}
.contact-note a { color: var(--teal); text-decoration: underline; text-underline-offset: 2px; }

/* Footer */
.site-footer {
  background:
    linear-gradient(180deg, rgba(196,163,90,0.08) 0%, transparent 12px),
    var(--navy-deep);
  color: rgba(255,255,255,0.72);
  padding: 40px 0 32px;
  border-top: 1px solid rgba(196,163,90,0.18);
}
.footer-inner { text-align: center; }
.footer-brand-row {
  display: inline-flex;
  padding: 8px 14px;
  background: #fff;
  border-radius: 10px;
  margin-bottom: 18px;
  box-shadow: 0 4px 14px rgba(0,0,0,0.12);
}
.footer-logo {
  height: 40px;
  width: auto;
}
.footer-nav {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 8px 18px;
  margin-bottom: 18px;
  font-size: 13px;
}
.footer-nav a {
  opacity: 0.85;
  transition: opacity 0.15s, color 0.15s;
}
.footer-nav a:hover { color: #fff; opacity: 1; }
.disclaimer {
  margin: 0 auto 14px;
  max-width: 52em;
  font-size: 12px;
  line-height: 1.75;
  color: rgba(255,255,255,0.5);
}
.footer-meta {
  margin: 0;
  font-size: 12px;
  color: rgba(255,255,255,0.4);
  letter-spacing: 0.02em;
}

/* Breakpoints — ~900px site style */
@media (max-width: 960px) {
  .wrap { width: min(var(--max), calc(100% - 36px)); }
  .articles-grid { grid-template-columns: repeat(2, 1fr); gap: 18px; }
  .columns-grid { grid-template-columns: repeat(2, 1fr); }
  .authors-grid { grid-template-columns: repeat(2, 1fr); }
  .values-grid { grid-template-columns: repeat(2, 1fr); }
  .hero { padding: 56px 0 60px; }
  .header-search-input { width: 150px; }
  .section-head h2 { font-size: 22px; }
}
@media (max-width: 720px) {
  .header-search { display: none; }
  .nav-burger { display: inline-flex; }
  .nav-panel {
    display: none;
    position: absolute;
    top: 100%;
    left: 0; right: 0;
    background: #fff;
    padding: 12px 16px 16px;
    border-bottom: 1px solid var(--line-soft);
    box-shadow: var(--shadow-md);
    flex-direction: column;
    align-items: stretch;
    margin: 0;
  }
  .nav-toggle:checked ~ .nav-panel { display: flex; }
  .nav-links { flex-direction: column; align-items: stretch; width: 100%; }
  .nav-links > li > a { width: 100%; justify-content: flex-start; padding-bottom: 12px; }
  .nav-links > li > a.is-active::after { left: 14px; right: auto; width: 28px; bottom: 2px; }
  .nav-drop-menu {
    position: static;
    display: none;
    box-shadow: none;
    background: var(--paper);
    border: none;
    margin-top: 4px;
  }
  .nav-dropdown.is-open .nav-drop-menu { display: block; }
  .nav-drop-menu a { color: var(--ink); }
  .hero { padding: 48px 0 52px; }
  .hero h1 { font-size: clamp(30px, 8vw, 36px); letter-spacing: 0.02em; }
  .hero-sub { font-size: 15px; margin-bottom: 22px; }
  .hero-search { width: 100%; max-width: none; }
  .hero-search-btn { padding: 0 18px; }
  .tabs-strip .category-tabs { justify-content: flex-start; }
  .news, .columns, .authors { padding-top: 40px; padding-bottom: 44px; }
  .articles-grid { grid-template-columns: 1fr; }
  .columns-grid { grid-template-columns: 1fr; }
  .authors-grid { grid-template-columns: 1fr 1fr; gap: 12px; }
  .author-card { padding: 22px 12px 18px; }
  .author-avatar { width: 60px; height: 60px; font-size: 17px; }
  .values-grid { grid-template-columns: 1fr; }
  .contact-row { grid-template-columns: 1fr; gap: 22px; }
  .section-head { flex-direction: column; align-items: flex-start; gap: 12px; }
  .news-search-input { max-width: none; }
  .draft-bar { flex-direction: column; align-items: flex-start; }
  .wrap { width: calc(100% - 32px); }
}


/* Partners strip · 合作保司 */
.partners-strip {
  padding: 48px 0 28px;
  background: linear-gradient(180deg, #f4f8fb 0%, #fff 100%);
}
.partners-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
  margin-top: 18px;
}
.partner-card {
  display: flex;
  flex-direction: column;
  gap: 6px;
  padding: 18px 16px;
  border-radius: 14px;
  border: 1px solid #d7e3ea;
  background: #fff;
  text-decoration: none;
  color: inherit;
  box-shadow: 0 6px 18px rgba(11, 61, 92, 0.04);
  transition: border-color .2s, transform .2s;
}
.partner-card:hover {
  border-color: #2F6F8F;
  transform: translateY(-2px);
}
.partner-card strong {
  color: #0B3D5C;
  font-size: 16px;
}
.partner-card span {
  color: #5a6f7c;
  font-size: 13px;
  line-height: 1.4;
}
.partners-note {
  margin: 14px 0 0;
  font-size: 13px;
  color: #6a7d88;
}
.section-more {
  font-size: 14px;
  color: #2F6F8F;
  text-decoration: none;
  white-space: nowrap;
}
.section-more:hover { text-decoration: underline; }
@media (max-width: 800px) {
  .partners-grid { grid-template-columns: 1fr; }
}